QuoteAssociate.com will take your information and match your policy needs with one reputable insurance agency in your community. Please fill out the application below completely and an insurance agent will contact you within 24 business hours with a fast free and accurate insurance quote. QuoteAssociate.com is not an insurance agency, broker, wholesaler, or underwriter nor do we sell your personal information to any third party.
What is Long Term Care Insurance?
Long-term care insurance, an insurance product sold in the United States, helps provide for the cost of long-term care beyond a predetermined period. Long-term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid.
Individuals who require long-term care are generally not sick in the traditional sense, but instead, are unable to perform the basic activities of daily living such as dressing, bathing, eating, toileting, getting in and out of a bed or chair, and walking.
Long-term care isn't necessarily long term. A person may need care for only a few months to recover from surgery or illness.
As an individual ages, there is an increased risk of needing long-term care. In the United States, Medicare will not cover the expenses of long-term care, but Medicaid will for those who can not afford to pay.